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Making money simple and easy for you

Low fixed rate

Our low fixed rates let you budget with confidence.

No hidden fees

No set-up or early repayment charges.

Repayment periods on your term

Pay back your loan over terms of up to seven years.

Save money and go green

Get our special loan rates for 澳门真人国际网站_澳门真人百家家乐app_官home energy upgrades and electric cars.
Improve your comfort at 澳门真人国际网站_澳门真人百家家乐app_官home or on the road - and help the environment.

Visit our Green Hub

Fast track your loan

Applying for a loan is a quick and simple process. You will need proof of your:

Identity

All four corners must be visible e.g Passport / Driver's Licence

Address and Income

such as an up-to-date bank statement

PPS number

E.g a recent payslip

Additional details may be required. For more information on the application process click here.

Loan calculator

 year

Repayments on a loan of over would be

per month

Ready to move on?

Our interest rates

We will assign you the appropriate rate based on your financial profile and credit history once your application has been reviewed. To find out more about the Loan Value and applicable Interest Rates take a look at our rate table below.

Loans from Fixed interest rate APR
€5,000 - €7,499 10.9% - 14.3%
€7,500 - €14,999 9.5% - 12.7% 9.9% - 13.5%
€15,000 - €19,999 9.1% - 12.2% 9.5% - 12.9%
€20,000+ 5.7% - 11.8% 5.9% - 12.5%

On a €20,000 loan over 5 years, at a fixed rate of 5.7% (5.9% APR) you will pay €383.87 a month. Total cost of credit €3,032.34. Total amount repayable €23,032.34*

Things to know

Need a better way to manage your money?

At An Post Money, we can help with your financial needs from handling your daily finances to getting foreign currency or a personal loan. We know it's not our money, it's yours.

View all our money products
View all our money products

Get in touch

If you have any questions about our loans or your application, please get in touch with our customer service team.

Contact us
Contact us

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

*Rates and loan terms are correct as of 4th March 2020 and are subject to change. Rate is dependent on your financial profile and credit history. Maximum APR (Annual Percentage Rate) is 14.3%. Minimum loan term is 12 months and maximum term is 84 months (for 澳门真人国际网站_澳门真人百家家乐app_官home Improvement loans only, subject to a minimum loan value of €20k). Source CCPC.ie. On a €20,000 loan over 5 years, at a fixed rate of 5.7% (5.9% APR) you will pay €383.87 a month. Total cost of credit €3,032.34. Total amount repayable €23,032.34. Lending criteria, terms and conditions apply. 

Central Bank Compliance

Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland

An Post acts as a credit intermediary on behalf of Avantcard DAC. An Post trading as An Post Money is ised as a credit intermediary by the CCPC.

Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland. Avantcard DAC is a designated activity company incorporated in Ireland under number 541980 and having its registered office at Dublin Road, Carrick-on-Shannon, Co Leitrim.
 

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Avantcard DAC trading as Avantcard is regulated by the Central Bank of Ireland.